'About ten years ago, Deloitte already recognized the importance of data and analytics in preventing financial crime,' Baldwin Kramer, partner Forensic & Financial Crime, says. 'We got there early and we took advantage of that lead to build an important customer base with a diverse team of data analysts, consultants, criminologists, psychologists and lawyers. Our goal is to make companies as resilient as possible. We help clients with financial crime issues across the entire life cycle. From preventing and detecting suspicious practices to help tackling them.' Deloitte Forensic & Financial Crime has a broad portfolio of assignments. 'Great projects that we unfortunately cannot always call by name because they regularly involve fraud or money laundering incidents,' according to Stefanie Vonk, Manager Forensic & Financial Crime. “But one of the projects in which we are a driving force is the development of the Transactie Monitoring Nederland (TMNL) platform.

'In the Netherlands, around 16 billion euros in criminal money is annually rotated from fraud and drug trafficking. This money has an amazing impact on society. TMNL's goal is to monitor the transactions of banks together and thus uncover unusual patterns. Patterns that can indicate criminal money flows and networks. Two years ago, Deloitte was asked by the five participating banks to conduct a feasibility study into this platform. And since then we have been involved in every step developing TMNL, from the legal to the technical side.' In recent years, Deloitte Forensic & Financial Crime has helped many banks and financial institutions set up smart technologies to filter out unusual and risky transactions. Stefanie: 'We have an incredible amount of knowledge in our team. But we are not product developers. We regularly come across start-ups that offer valuable RegTech solutions. We are therefore looking for new collegues who can help us further map out the ecosystem. Which technologies are emerging? Do they perhaps offer a solution for our customers? And are partnerships a possibilty? We are looking for people who have experience at the interface of financial crime and technology. Managers or senior managers who understand both the technology and the customer's problem. People who know how to ask the right questions, are result-oriented and can lead projects to a successful conclusion.'

The Forensic & Financial Crime team is diverse and international, Baldwin explains. 'Everywhere Deloitte is located, there are financial crime colleagues. In the United States, Canada and Great Britain, we work together in an international network in which the latest technologies are tested. We all have different backgrounds, but the drive to solve financial crime is what unites us.' Stefanie continues: 'Our team feels like one big family. And that feeling helps us to comfortably collaborate. It is sometimes thought that Deloitte is a hierarchical and formal company. But that is certainly not the case. Giving feedback upwards is very common to us. Recently, an initiative was set up in which partners are coached by non-partners in dealing with diversity and inclusion. And that is just one of the many examples. From day one, we all have an important role within the team. At Deloitte every opinion is equally appreciated.'